THE ENVISION® PROCESS

We Start with Your Life and Plan Your Money Around It

The Envision process is essential to the investment process and can help you answer the most critical of financial questions, How are we doing?

An Envision plan helps to uncover goals, determine which take priority over others, then tracks your progress toward achieving them. Whether it be saving for retirement, saving for your child or grandchild’s education, buying a second home or simply leaving a financial legacy for your heirs or favorite charities, the Envision process can give you the clarity and the confidence to keep you headed in the right direction no matter what unforeseen twists or turns lie ahead.

Envision takes into account the whole picture of your financial life, which is why 96% of Envision plan holders agree their plans help them feel better prepared for retirement.

The Envision program is an indispensable part of our planning. It’s the way we do business: remaining focused on what is most important to you, helping you achieve your goals and you can monitor your progress toward them.

The Envision Investment Planning Process Helps Clients Stay on Track*

The end results of the process:

  • 93% of Envision plan holders agree their plan helps them stay on track financially by adapting to changes in their life.
  • 92% of Envision plan holders agree creating their plan helped them prioritize their goals.
  • 91% of Envision plan holders agree their plan helps them weather market volatility.

* Results are based on a survey conducted online by Versta Research from June 5-June 22, 2019, among 457 investors with Financial Advisor relationships. Results are not representative of other client experiences or indicative of future success or performance.

Contact Us to learn more about the Envision process and schedule a time to meet.

IMPORTANT: The projections or other information generated by the Envision Plan regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

•Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.